Terms & Conditions

Version date: September 6, 2025

Welcome to Mother Lode Management. Please read these Terms & Conditions carefully before using our website, services, or engaging with our company. By accessing or using our site, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use immediately.

1. Terms of Use

By accessing our website and services, you warrant that:

  • You are at least 18 years of age.
  • You will use the site in accordance with these Terms & Conditions.
  • You will not use the site for any unlawful or prohibited purpose.

2. Intellectual Property Rights

All content on this site—including logos, designs, text, graphics, and images—are the property of Mother Lode Management or licensed to us. Unauthorized use, reproduction, or distribution of this content is strictly prohibited.

3. User Representations

By using our services, you agree that:

  • Any information you provide to us (via forms or otherwise) is accurate and complete.
  • You will maintain the security of your account information, where applicable.
  • You accept responsibility for all activities under your use of the site.

4. Submissions

Any feedback, suggestions, or content submitted to Mother Lode Management becomes our property, and we may use it without restriction or obligation to compensate you.

5. Prohibited Activities

You may not:

  • Attempt to interfere with the website’s functionality or security.
  • Engage in unauthorized framing or linking to the site.
  • Use automated systems (robots, spiders, etc.) to collect data from the site.
  • Misrepresent yourself or impersonate others.

6. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We are not responsible for the content, accuracy, or policies of third-party sites.

7. Privacy Policy

Your use of this website is also governed by our Privacy Policy. Please review it to understand our practices regarding data collection and protection.

8. Site Management

We reserve the right to:

  • Monitor the site for violations of these Terms.
  • Take legal action against anyone violating the law or these Terms.
  • Restrict access, disable, or remove contributions at our discretion.

9. Termination

We may suspend or terminate your access to the site at any time, without notice, if you violate these Terms & Conditions.

10. Disclaimers

The site and services are provided “as-is” and “as-available.” We disclaim all warranties, expressed or implied, including merchantability and fitness for a particular purpose. We do not guarantee uninterrupted access, error-free functionality, or complete security.

11. Limitation of Liability

To the fullest extent permitted by law, Mother Lode Management shall not be liable for any damages arising from your use of the site, including but not limited to indirect, incidental, or consequential damages.

12. Indemnification

You agree to defend, indemnify, and hold harmless Mother Lode Management and its affiliates from any claims, losses, liabilities, or expenses (including attorney’s fees) arising from your use of the site or violation of these Terms.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.

14. Miscellaneous

  • These Terms constitute the entire agreement between you and Mother Lode Management.
  • If any provision is deemed invalid, the remaining terms remain in effect.
  • Our failure to enforce any right or provision shall not be considered a waiver.

15. Contact Us

If you have questions or concerns about these Terms & Conditions, please contact us using our Contact Form.

For unresolved complaints, you may also contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at:

1625 North Market Blvd., Suite N-112
Sacramento, California 95834
Phone: 1-800-952-5210